Independent Sales Organizations (ISOs) have risky business to attend to. In the payments ecosystem, ISO businesses have a lot going for them. The recurring revenue model for ISOs is alive and well, and many have found success by specializing in specific market niches. Sure, being … Read more
A “new and improved” 3-D Secure for digital commerce. An update to Visa 3-D Secure has been in the works for quite some time. For anyone familiar with the older version of 3-D Secure, you know it had the potential to create a lot of … Read more
The bad guys don’t care what—or how much of it—you sell online. Today’s e-commerce businesses are in hackers’ cross hairs for many reasons, not the least of which is their ease of access. With the Internet as their gateway, every single e-commerce business is an … Read more
The story behind the DBD. Each spring, the information security community looks forward to the release of the latest Verizon Data Breach Investigation Report (DBIR). This year we have some advanced data breach info as we await the DBIR: The Verizon 2017 Data Breach Digest … Read more
If you missed the QIR deadline, you need to act fast. At last month’s Northeast Acquirers Association (NEAA) Conference, I joined the Legislative Panel to speak on the subject of the Visa Qualified Integrators & Resellers (QIR) program. My talking points were timely, given the … Read more
The time to understand third-party breach risk is now. Back in May, we took an in-depth look at the PCI 3.2 SAQs. We noted that the PCI Security Standards Council (SSC) is responding to the recent data breaches involving third-party service providers by significantly enhancing … Read more