How are Transaction Volumes Calculated to Determine Merchant Level?

February 3, 2015 • Published Categories PCI 101 Tags , , ,

“Ask the QSA”

Question: What factors contribute to the “transaction volume” calculation that determines my merchant level? For example, do credit card authorizations count toward the total volume?

Answer: Transaction volume is based on the aggregate number of transactions (inclusive of credit, debit and prepaid) from a merchant. In cases where a merchant corporation has more than one DBA, merchant banks must consider the aggregate volume of transactions stored, processed or transmitted by the corporate entity to determine the validation level. Credit card authorizations would be considered as transactions processed and therefore count toward determining your transaction totals.

For more information on determining your merchant level, click here.

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